:root{--navy:#0b1f33;--navy-2:#132c45;--charcoal:#1f2a37;--ink:#1b2533;--muted:#4a5668;--line:#dfe5ec;--bg:#fff;--tint:#f4f7fa;--teal:#0b6f78;--teal-bright:#3fb8c1;--teal-soft:#e6f4f5;--on-dark:#e8eef4;--on-dark-muted:#b9c6d3;--radius:14px;--max:1120px;--font:ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--mono:ui-monospace, "SFMono-Regular", Menlo, Consolas, "Liberation Mono", monospace}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{font-family:var(--font);color:var(--ink);background:var(--bg);overflow-wrap:break-word;margin:0;font-size:1.0625rem;line-height:1.65}h1,h2,h3{color:var(--navy);letter-spacing:-.01em;margin:0 0 .6em;line-height:1.2}h1{letter-spacing:-.02em;font-size:clamp(2rem,5vw,3.25rem);font-weight:750}h2{font-size:clamp(1.5rem,3.2vw,2.125rem);font-weight:720}h3{font-size:1.125rem;font-weight:680}p{margin:0 0 1em}a{color:var(--teal);text-underline-offset:3px}a:hover{color:var(--navy)}strong{font-weight:680}svg{flex-shrink:0}.mono{font-family:var(--mono);overflow-wrap:anywhere;font-size:.92em}:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:4px}.section--dark :focus-visible,.site-footer :focus-visible{outline-color:var(--teal-bright)}main:focus{outline:none}.skip-link{z-index:100;background:var(--navy);color:#fff;border-radius:8px;padding:10px 16px;font-weight:600;position:absolute;top:-60px;left:12px}.skip-link:focus{color:#fff;top:12px}.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}.narrow{max-width:800px}.site-header{border-bottom:1px solid var(--line);background:#fff}.site-header__inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;padding-top:14px;padding-bottom:14px;display:flex}.site-header__home{align-items:center;min-height:44px;text-decoration:none;display:inline-flex}.logo{align-items:center;gap:10px;display:inline-flex}.logo__word{color:var(--navy);letter-spacing:-.01em;font-size:1.125rem;font-weight:720}.logo--inverse .logo__word{color:#fff}.logo--inverse svg rect{fill:#13314f}.nav{flex-wrap:wrap;gap:2px 4px;margin:0;padding:0;list-style:none;display:flex}.nav a{min-height:44px;color:var(--charcoal);border-radius:8px;align-items:center;padding:0 10px;font-size:.95rem;font-weight:560;text-decoration:none;display:inline-flex}.nav a:hover{background:var(--tint);color:var(--navy)}.nav a[aria-current=page]{color:var(--teal);text-underline-offset:6px;text-decoration:underline}.eyebrow{font-family:var(--mono);letter-spacing:.02em;color:var(--teal);margin-bottom:1rem;font-size:.85rem;font-weight:600}.eyebrow--light{color:var(--teal-bright)}.hero{border-bottom:1px solid var(--line);background:radial-gradient(900px 400px at 85% -10%,#0b6f7817,#0000 70%),linear-gradient(#f7f9fb 0%,#fff 100%)}.hero__inner{text-align:center;max-width:900px;margin-left:auto;margin-right:auto;padding-top:clamp(56px,9vw,104px);padding-bottom:clamp(48px,7vw,88px)}.hero h1{max-width:20ch;margin-left:auto;margin-right:auto}.hero__lead{color:var(--charcoal);max-width:60ch;margin:0 auto 1rem;font-size:clamp(1.125rem,2vw,1.3rem)}.hero__sub{color:var(--muted);max-width:62ch;margin:0 auto 2rem}.trust{flex-wrap:wrap;justify-content:center;gap:10px 12px;margin:0;padding:0;list-style:none;display:flex}.trust li{border:1px solid var(--line);color:var(--charcoal);background:#fff;border-radius:999px;align-items:center;gap:8px;padding:8px 14px;font-size:.92rem;font-weight:600;display:inline-flex}.trust svg{width:18px;height:18px;color:var(--teal)}.callout-wrap{padding:clamp(36px,6vw,56px) 0 0}.callout{background:var(--teal-soft);border:1px solid #bfe1e4;border-left:5px solid var(--teal);border-radius:var(--radius);align-items:flex-start;gap:20px;padding:clamp(20px,4vw,32px);display:flex}.callout h2{font-size:clamp(1.3rem,2.6vw,1.6rem)}.callout p{color:var(--charcoal);max-width:70ch}.callout p:last-child{margin-bottom:0}.callout__icon{width:48px;height:48px;color:var(--teal);background:#fff;border:1px solid #bfe1e4;border-radius:12px;flex-shrink:0;place-items:center;display:grid}.section{padding:clamp(56px,9vw,96px) 0}.section--tint{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section__intro{color:var(--muted);margin-bottom:2rem}.split{grid-template-columns:1.1fr 1fr;align-items:center;gap:clamp(28px,5vw,64px);display:grid}.split--top{align-items:start}.split>div>p{color:var(--charcoal)}.panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:clamp(20px,3.5vw,32px);box-shadow:0 1px 2px #0b1f330a}.panel h3{margin-bottom:1rem}.checklist{gap:10px;margin:0;padding:0;list-style:none;display:grid}.checklist li{color:var(--charcoal);padding-left:30px;position:relative}.checklist li:before{content:"";background:var(--teal-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230b6f78' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.2 4.2L19 7'/%3E%3C/svg%3E") center / 12px no-repeat;border-radius:50%;width:18px;height:18px;position:absolute;top:.35em;left:0}.steps{grid-template-columns:repeat(4,1fr);gap:20px;margin:0;padding:0;list-style:none;display:grid}.step{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:24px}.step__head{justify-content:space-between;align-items:center;margin-bottom:18px;display:flex}.step__num{background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:34px;height:34px;font-size:.95rem;font-weight:700;display:grid}.step__icon{color:var(--teal)}.step p{color:var(--muted);margin:0;font-size:.98rem}.section--dark{background:var(--navy);color:var(--on-dark)}.section--dark h2,.section--dark h3{color:#fff}.section--dark .split>div>p{color:var(--on-dark)}.assurance{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:12px;align-items:flex-start;gap:12px;margin-top:12px;padding:14px 16px;display:flex}.assurance svg{color:var(--teal-bright);margin-top:2px}.panel--dark{background:var(--navy-2);box-shadow:none;border-color:#ffffff24}.xlist{gap:4px;margin:0;padding:0;list-style:none;display:grid}.xlist li{color:var(--on-dark);border-bottom:1px solid #ffffff1a;align-items:center;gap:12px;padding:10px 0;display:flex}.xlist li:last-child{border-bottom:0}.xlist svg{color:#f2a7a0;width:20px;height:20px}.facts{gap:10px;margin:1.5rem 0 0;padding:0;list-style:none;display:grid}.facts li{border:1px solid var(--line);background:var(--tint);color:var(--charcoal);border-radius:12px;padding:14px 18px;font-weight:560}.faq{gap:12px;margin-top:1.5rem;display:grid}.faq__item{border:1px solid var(--line);background:#fff;border-radius:12px}.faq__item summary{cursor:pointer;border-radius:12px;justify-content:space-between;align-items:center;gap:16px;min-height:56px;padding:16px 20px;list-style:none;display:flex}.faq__item summary::-webkit-details-marker{display:none}.faq__item summary:hover .faq__q{color:var(--teal)}.faq__q{margin:0;font-size:1.05rem}.faq__item summary svg{color:var(--teal);transition:transform .2s}.faq__item[open] summary svg{transform:rotate(180deg)}.faq__a{color:var(--charcoal);padding:0 20px 18px}.faq__a p{margin:0}.closing{text-align:center}.closing__inner{flex-direction:column;align-items:center;display:flex}.closing__icon{background:var(--teal-soft);width:56px;height:56px;color:var(--teal);border-radius:16px;place-items:center;margin-bottom:20px;display:grid}.closing__icon svg{width:28px;height:28px}.closing h2{max-width:22ch}.closing p{color:var(--charcoal);max-width:62ch}.site-footer{background:var(--charcoal);color:var(--on-dark-muted);font-size:.95rem}.site-footer__inner{flex-wrap:wrap;justify-content:space-between;gap:32px;padding-top:48px;padding-bottom:28px;display:flex}.site-footer__brand{max-width:520px}.site-footer__brand p{margin-top:14px}.footer-links{gap:2px;margin:0;padding:0;list-style:none;display:grid}.footer-links a{color:#fff;align-items:center;min-height:40px;text-decoration:none;display:inline-flex}.footer-links a:hover{color:#fff;text-decoration:underline}.site-footer__legal{border-top:1px solid #ffffff1f;padding-top:18px;padding-bottom:28px}.site-footer__legal p{margin:0;font-size:.875rem}.legal__head{background:var(--tint);border-bottom:1px solid var(--line);padding:clamp(44px,7vw,72px) 0 clamp(28px,4vw,40px)}.legal__meta{color:var(--muted);font-size:.95rem}.legal__intro{color:var(--charcoal);margin-bottom:0;font-size:1.125rem}.legal__body{padding-top:40px;padding-bottom:72px}.legal__body h2{margin-top:2.2rem;font-size:1.35rem}.legal__body h2:first-child{margin-top:0}.legal__body ul{margin:0 0 1em;padding-left:1.3em}.legal__body li{margin-bottom:.4em}.legal__back{margin-top:3rem}.legal__back a{align-items:center;gap:8px;min-height:44px;font-weight:600;display:inline-flex}.legal__back svg{width:18px;height:18px}.notfound{text-align:center;padding:clamp(72px,12vw,128px) 0}.notfound__inner{flex-direction:column;align-items:center;display:flex}.notfound__code{font-family:var(--mono);color:var(--teal);margin-bottom:.5rem;font-size:.95rem;font-weight:700}.notfound p{color:var(--charcoal);max-width:56ch}.button{background:var(--navy);color:#fff;border-radius:10px;justify-content:center;align-items:center;min-height:48px;margin-top:12px;padding:0 24px;font-weight:650;text-decoration:none;display:inline-flex}.button:hover{background:var(--navy-2);color:#fff}@media (width<=960px){.steps{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr}}@media (width<=760px){.site-header__inner,.nav{justify-content:center}.nav a{padding:0 8px;font-size:.9rem}}@media (width<=560px){body{font-size:1rem}.container{padding-left:18px;padding-right:18px}.steps{grid-template-columns:1fr}.callout{flex-direction:column;gap:14px}.hero__inner,.hero h1{text-align:left;margin-left:0}.hero__lead,.hero__sub{margin-left:0}.trust{justify-content:flex-start}.faq__item summary{padding:14px 16px}.faq__a{padding:0 16px 16px}}@media (width<=360px){.container{padding-left:14px;padding-right:14px}.nav a{padding:0 6px;font-size:.86rem}.logo__word{font-size:1.02rem}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}